MassDREAMS
up to $50,0000
Down Payment and closing cost grants for eligible first-time homebuyers*
- No Repayment
- Can be used for the down payment and closing costs
- For purchase anywhere in Massachusetts
Grants up to $50,000 for down payment assistance and closing costs.
*borrower must be a resident of a community
disproportionately impacted by Covid-19
For eligible first-time homebuyers who meet the program’s eligibility criteria and who currently live in one of the 29 communities that were disproportionately impacted by the COVID-19 pandemic:
Attleboro, Barnstable, Boston, Brockton, Chelsea, Chicopee, Everett, Fall River, Fitchburg, Framingham, Haverhill, Holyoke, Lawrence, Leominster, Lowell, Lynn, Malden, Methuen, New Bedford, Peabody, Pittsfield, Quincy, Randolph, Revere, Salem, Springfield, Taunton, Westfield and Worcester.
Who is Eligible?
Must be:
- first-time homebuyer
- Purchase a home in any Massachusetts community, using a MassHousing or MHP mortgage
Currently reside in one of the 29 Disproportionately Impacted Communities* in Massachusetts
- Buy a single-family home, condominium or 2-, 3- or 4-family home, which will be your primary residence
-Meet income and other eligibility criteria, which vary by location
How Much?
Up to $50,000
for homebuyers earning up to
100% of the area median income (AMI)
Up to $35,000
for homebuyers earning between
100.01% and 135% of area median income
Where?
*The Disproportionately Impacted Communities in Massachusetts are Attleboro Barnstable Boston Brockton Chelsea Chicopee Everett Fall River Fitchburg Framingham Haverhill Holyoke Lawrence Leominster Lowell Lynn Malden Methuen New Bedford Peabody Pittsfield Quincy Randolph Revere Salem Springfield Taunton Westfield Worcester
Request More Info
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The Area Median Income varies by county.